Understand the offer, the risk and the eligibility requirements.
This page is general information only. It does not replace the current Information Memorandum or independent professional advice.
Eligibility comes before opportunity.
Offers are intended only for persons who qualify as wholesale clients under section 761G of the Corporations Act or sophisticated investors under section 761GA.
Eligibility is a legal classification. It is not a statement that an investment is suitable for you.
Typical information requested
- Investor type and entity name
- Wholesale or sophisticated investor basis
- Indicative investment range
- Investment timeframe and liquidity needs
- Professional adviser details, where applicable
What a selected offer may contain
| Feature | Indicative position | What to verify |
|---|---|---|
| Product | Redeemable preference shares issued by the relevant company | Issuer, constitution, rights, ranking and terms of issue |
| Target dividend rate | Selected offers may specify up to 14% p.a. | Whether the rate is target, fixed by terms, cumulative, paid in advance or arrears, and the conditions for payment |
| Minimum investment | Commonly $100,000+, subject to Board discretion and offer terms | Current minimum and permitted increments |
| Term | Fixed term specified in the offer | Start date, maturity, extension rights and call option |
| Underlying activity | Property development lending | Portfolio mandate, loan stage, location, borrower and concentration |
| Liquidity | No listed market; should be treated as illiquid | Transfer restrictions, Board approval and redemption mechanics |
The rate must be considered alongside the downside.
Borrower risk
A borrower may fail to pay interest or repay principal when due.
Development risk
Planning, construction, cost, valuation, sales and settlement outcomes may differ from forecasts.
Subordination risk
A senior lender may have priority. Subordinated positions generally carry higher risk.
Liquidity risk
There may be no buyer or redemption when an investor needs access to capital.
Portfolio and concentration risk
Loss in one or more loans can reduce available dividends and capital repayment.
Operational and key-person risk
Systems, controls, personnel, contractors and service providers can fail or underperform.
Request the current information—not just the headline.
Wealthpool can provide the applicable documents and explain the enquiry process for eligible investors.